Table of Contents
Introduction
For those looking to earn money in an easily accessible way, apps provide plenty of avenues to consider. You can use your smartphone to take surveys, pick up a side gig, sell your unwanted stuff, and more. In this article, we will explore seven free money-making apps that can help you make money online. These apps have been selected based on their high ratings and positive reviews in both Google Play and the iOS App Store.
1. Ibotta
How it works
Ibotta is a popular app that lets you earn cash back on in-store and online purchases at over 2,000 supported retailers. Originally designed for groceries, Ibotta has expanded to include clothing, entertainment, eating out, pet supplies, and other categories. To earn cash back, you can add offers and submit your receipt in the app after your shopping trip, link your retailer loyalty accounts, or purchase a retailer gift card through the app. For online purchases, you can shop through the app or with the Ibotta browser extension on your computer.
Payment
Ibotta offers various payment methods, including PayPal, digital gift cards, or direct transfer to a bank account.
Pros
- Quick cash back on in-store purchases
- Welcome bonus for new users
- Referral bonuses
- Variety of payment methods
Cons
- Making money can be a slow process
- Minimum cash back requirement to redeem earnings
- Account maintenance fee for inactive or deactivated accounts
2. Rakuten
How it works
Rakuten, formerly known as Ebates, is a cash-back app that rewards shoppers for purchases from well-known retailers, restaurants, and food delivery services. Users can also earn cash back on travel, gift cards, and more. To use Rakuten, simply create an account, select the store where you want to shop in the app, and make the transaction through the portal. You can also link your credit or debit card to earn cash back in-store. Rakuten credits the cash back to your account after confirming the purchase with the retailer.
Payment
Rakuten offers payment options such as PayPal or a “Big Fat Check.”
Pros
- Cash back on a wide range of stores and purchases
- Welcome bonus for new users
- Sign-up and referral bonuses
- Option to donate a portion of earnings to nonprofit partners
Cons
- Requires spending money to earn money
- Payments are distributed every three months
- Need to initiate purchase in the app to receive cash back
3. Swagbucks
How it works
Swagbucks is a cash-back and rewards app that allows users to earn points, called “SB,” by shopping online, taking surveys, watching videos, playing games, and completing other tasks. These points can be redeemed for gift cards or cash back to your PayPal account. Swagbucks offers many easy ways to earn rewards, and there’s no waiting period to cash in. Payments usually arrive within 10 business days after redemption.
Payment
Swagbucks offers payment options such as e-gift cards or PayPal. You can also redeem SB for Bitcoin through the new Cryptovoucher Gift Card options.
Pros
- Multiple ways to earn rewards
- No waiting period to cash in
- $10 bonus for new users with a qualifying purchase
Cons
- Low earning potential
- Some tasks are valued at pennies
- Users may get kicked out of surveys
4. Fiverr
How it works
Fiverr is a freelancing marketplace that offers gigs in over 200 categories, such as programming and video animation. To get started, create an account and set up your profile as a “seller” to highlight your expertise. Post the gig you’re offering, including pricing and a description of your services. Clients, known as “buyers,” can browse and place orders for your gigs. You’ll get paid once you complete the job. Fiverr assigns seller levels based on performance, allowing you to sell more “extras” as you move up each tier.
Payment
Fiverr offers payment options such as PayPal, direct transfer to a bank account, Payoneer, or credit to a Fiverr Revenue Card.
Pros
- Clients come to you, so no need to find buyers
- Opportunity to earn tips
- Flexibility to work on gigs in your own time
Cons
- Fiverr takes a 20% cut of your earnings
- Standard waiting period to withdraw money after completing an order
- Competing with other freelancers on the platform
5. Upwork
How it works
Upwork connects freelancers to gigs in various categories, including writing, design, marketing, and more. To start, create a profile with information about your field of interest, qualifications, availability, and desired rate. You can then submit proposals for projects, and clients will review and offer you work if you seem like a good fit. Upwork provides you with a set number of “Connects” each month, which you can use to contact prospective clients. You can get paid on an hourly or per-project basis.
Payment
Upwork offers payment options such as direct transfer to a U.S. bank account, wire transfer, PayPal, and Payoneer.
Pros
- Takes the work out of finding clients and getting paid
- Flexibility to set your preferred rate and schedule
Cons
- Charges for initiating contact with clients
- Service fee of 10% on earnings
- Waiting period to receive payment after the billing period ends
6. OfferUp
How it works
OfferUp is a local marketplace app where you can sell your unwanted items. If you want to reach a broader audience, OfferUp also allows shipping within the United States. To use the app, create an account, take or upload photos of your items, add a description and price, and post your listing. You can chat with buyers directly through the app and arrange a meeting or ship the item to the buyer.
Payment
For local sales, OfferUp recommends accepting cash from buyers. For shipments, sellers can set up deposits to a debit card or bank account.
Pros
- Simple and fast listing creation
- Instant payment for cash sales
- Ability to view buyer reviews and ratings
Cons
- Responsible for meeting with local buyers
- Service fee for shipments
- Need to invest in a printer for shipping labels
7. Poshmark
How it works
Poshmark is a dedicated app for selling clothes, accessories, and home decor. After signing up, you can take or upload photos of your items, provide a description, set a price, and share your listing. Poshmark also offers “Posh Parties,” which are virtual shopping events centered around specific brands, categories, and themes. When a purchase is made, Poshmark emails you a prepaid and pre-addressed shipping label, and you can send the package via USPS.
Payment
Poshmark offers payment options such as check, PayPal, Venmo, Instant Transfer, or direct deposit to a bank account.
Pros
- Facilitates the entire selling and shipping process
- No need to meet with strangers for sales
- Quick payment after the buyer receives the order
Cons
- Service fee for sales
- Need to handle local transactions and shipments
- Need to invest in shipping materials
In conclusion, these seven money-making apps offer a variety of opportunities to earn money online. Whether you prefer cash back on purchases, freelancing opportunities, or selling your unwanted items, there’s an app that can help you make money in a way that suits your interests and skills. Give these apps a try and start earning money from the convenience of your smartphone.
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